Your property has just been damaged in a recent environmental disaster. Your first step is to contact your insurance company to cover the repair costs and expenses. You think everything is taken care of.

Then you find out the insurance company is refusing to take care of the issue. Worse, it’s denying the claim completely. Suddenly, you find yourself with bills, repair expenses, and a damaged property. 

What should you do?

Property damages are caused by a number of factors. Depending on your homeowner policy coverage, you may be able to claim damage on your home as a result of:

  • Earthquake
  • Foundation cracks
  • Wind, rain, snow
  • Landslide
  • Poor workmanship

But what happens if your insurance company refuses to protect you?

Hire an insurance claim denial attorney

Don’t let the insurance companies take advantage of you. When a company refuses to handle your claim efficiently, it is not protecting you. It is protecting itself.

An insurance company might deny your claim and make excuses. They may even:

  • Say that your policy doesn’t cover the damages
  • Refuse to investigate your damage in a timely manner
  • Delay payment hoping you will receive a lower amount
You might be eligible for compensation if you believe your property insurance claim was wrongfully denied. 

However, until you speak to an attorney, it is difficult to determine whether or not you have a case against your insurance company for a claim denial. Contacting a lawyer who specializes in insurance claim denials may help you find out if you are eligible for compensation.

Keep in mind that most insurance claims have deadlines for appealing. After these deadlines have passed, you may miss your chance to receive compensation. Don't delay or procrastinate when acting now could save you on costs and headache in the future. Get advice now while you can.